The study finds that if minority families owned homes at the same rate as whites of a similar age and income, there would be an additional 3.5 million homeowners today. A major factor contributing to this gap is that minority and lower income famimlies experience continuing, and in many cases growing, inequalities in obtaining the financing necessary to purchase a home.

To facilitate development of the Environmental Impact Statement which must accompany the Section 10 multi-species conservation proposal, a series of issue papers were prepared. In Pima County, ranching is uniquely able to preserve the integrity of vast tracts of connected and unfragmented open space and wildlife habitat. This study reviews the effect of five alternative permit strategies on the County's ability to preserve unfragmented landscapes through conserving ranch lands.